Traditional Individual Retirement Account

A special tax-deferred savings account: You are eligible for a regular contribution if you do not reach age 70 ½ in the calendar year for which you wish to make the contribution and you have income earned from performing material personal services. You may also qualify for a rollover or a transfer contribution.

Roth IRA

A type of tax-preferred savings and investing account: You are eligible if you satisfy the following two requirements: (1) you must have earned income or compensation, and (2) you meet certain income limitations. Be aware that you are eligible to make contributions to a Roth IRA even though you are age 70 ½ or older.

Coverdell Education Savings Account

A type of tax-preferred savings and investment account to encourage taxpayers to save for future education expenses. You are eligible to contribute to one or more Coverdell Education Savings Accounts as long as your income is within certain limits depending upon your tax-filing status, and the designated beneficiary of each Coverdell Education Savings Account has not attained age 18.

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Other Deposit Accounts
   Low Cost Checking
   Student Checking
   Truncation Checking
   NOW Account
   FSB Club Senior Account

   Money Market Deposit Account
   Savings Account
   Time Certificates of Deposit

   Shazam/ATM/Debit Cards

Farmers State Bank
401 Main Street
Lake View, IA 51450-0428
Ph: 712-657-8525

Each depositor is insured to at least $250,000. For more information about FDIC insurance coverage, visit

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